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Car Loans

With a loan from Republic Trust Bank, you can look for your next car knowing exactly what you have to spend. We could give you a guaranteed, personalised rate right now and we can normally formally approve your car loan application the same day.

Loans are subject to status

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See what our customers have to say

After taking out a car loan or another financial product, 98% of Republic Trust Bank customers would recommend us based on 2008 feefo.com respondents - as of 03/04/20). Read our reviews

We keep things simple

At Republic Trust Bank , we make everything clear and simple. We give you a guaranteed rate right from the start - and it might be better than you could get from your own bank. Get an instant quote from us now, with no impact on your credit score.

Being clear is one of our five-point promises to you which means we won’t waffle and we’ll make things as simple as possible, so you know exactly where you stand.

Find out more about our Transparency Charter

Get ready to drive a bargain, with a straightforward loan at a fair and guaranteed rate.

Then start looking for your next car - with a clear budget and cash on the bonnet. Get an instant car loan quote now - with no effect on your credit score.

What’s different about a Republic Trust Bank car loan?

No break-downs. We give you a clear, guaranteed rate upfront.
Beat the street. A loan from us may be a better rate than high-street banks, including your own.
Cash on the bonnet. If you’re buying a used car, having the money ready could help you negotiate a better price.
Mini or SUV. You can borrow from $1,000 to $25,000.
No marks. Applying for a quote won’t leave a scratch on your credit score, so you have nothing to lose.
Custom finish. Our team will consider your personal circumstances when it comes to getting a car loan.
Longer loan terms. Available from 1-7 years.

Apply for a car loan quote without scratching your credit score

If you’re looking to finance your next car, your credit score can make a difference to how much you can borrow, who will lend to you, and what rates you’ll end up paying. But when you apply for a car loan quote, we only do what’s called a ‘soft’ credit search. That means it won’t leave a footprint that’s visible to other lenders. We only record a search footprint if you decide to proceed with the loan application.

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Representative Example

The rate you are offered will depend on your individual circumstances.

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount.

Representative Example: for comparison purposes 14.9% APR Representative Fixed based on a loan of $10,000 repayable over 60 Months. Monthly payment of $232.53 total amount repayable $13,951.80.